The Celtic Cross is the most well-known tarot spread and also the largest available here, involving ten cards. This spread begins with a pair of crossing cards at the center of the issue, essentially being two significators. When two significators are involved, they may strengthen or oppose each other, which speaks of the nature of the situation. Above and below the initial cross, we have two cards which are symbolic of the intellectual (top) and emotional (bottom) basis of the issue. The Before and After cards show the past and immediate future.
At the right, four cards are laid out, going upward. At the bottom you have a card representing yourself, and the next card shows how others may affect the situation. Card #9 indicates what you may be hoping for, or possibly, what you hope will not happen. Finally at the top is the outcome, meaning the distant or ultimate future.

The Crown |
The Outcome ![]() The Hermit
External Forces ![]() Queen of Swords
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The Recent Past ![]() The Moon |
The Crossing Card
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The Future ![]() 10 of Pentacles |
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8 of Wands
The card represents motion through the immovable – a flight of wands through an open country; but they draw to the term of their course. That which they signify is at hand; it may be even on the threshold.
Upright Meaning:
Activity in undertakings, the path of such activity, swiftness, a messenger; great haste, great hope, speed towards an end which promises assured felicity; generally, that which is on the move; the arrows of love.
Knight of Pentacles
He rides a slow but steady horse, which is just like him. He holds the pentacle, but does not look therein.
Upright Meaning:
Utility, service, interest, responsibility, rectitude, authority, obligation, accountability, work, trust.
5 of Pentacles
Two injured people in a snow storm pass a well-lit church.
Upright Meaning:
Material trouble, poverty, destitution, abjection, love without money, debt, famine, hardship, concordance, affinities, distress, bankruptcy.
8 of Pentacles
An artist in stone at his work, which he exhibits in the form of trophies.
Upright Meaning:
Work, employment, commission, craftsmanship, skill in craft and business, preparedness, readiness.
The Moon
A dog and a wolf join in howling at a brilliant full moon situated between two towers. A lobster emerges from the lake, ready to embark on the journey of evolution.
Upright Meaning:
Hidden enemies, lurkers, danger, calumny, darkness, terror, occult forces, error, the unknown, thief in the night, denigration, slander.
10 of Pentacles
A man and woman beneath an archway which gives entrance to a house. They are accompanied by a child, who admires two dogs accosting an old man sitting on the porch. The child is petting one of them.
Upright Meaning:
Gain, riches, family matters, the home, gift, dowry, pension, haven, country, neighbourhood, comfort zone.
10 of Cups
Appearance of Cups in a rainbow; it is contemplated in wonder and ecstasy by a man and woman below, evidently husband and wife. His right arm is about her; his left is raised upward; she raises her right arm. The two children dancing near them have not observed the prodigy but are happy after their own manner. There is a home-scene beyond.
Reversed Meaning:
False heart, indignation, violence, deception, in-satiety.
Queen of Swords
Her right hand raises the weapon vertically and the hilt rests on an arm of her royal chair the left hand is extended, the arm raised her countenance is severe but chastened; it suggests familiarity with sorrow. She is a bitter, unmerciful oppressor of those who fall under her reign.
Upright Meaning:
Widowhood, female sadness and embarrassment, absence, sterility, mourning, privation, separation, lack of empathy.
7 of Pentacles
A young man, leaning on his staff, looks intently at seven pentacles attached to a clump of greenery on his right; one would say that these were his treasures and that his heart was there.
Reversed Meaning:
Somebody trying to borrow money and the anxiety that this spawns; altercation, quarrels, haggle, bad deal, rip-off, pestering, entice, con, beguile, coax, bait and switch.
The Hermit
An old man with a walking stick holds up a lantern to enlighten his path.
Reversed Meaning:
Concealment, disguise, policy, fear, phobia, treason, dissimulation, roguery, corruption, betrayal.