The Celtic Cross is the most well-known tarot spread and also the largest available here, involving ten cards. This spread begins with a pair of crossing cards at the center of the issue, essentially being two significators. When two significators are involved, they may strengthen or oppose each other, which speaks of the nature of the situation. Above and below the initial cross, we have two cards which are symbolic of the intellectual (top) and emotional (bottom) basis of the issue. The Before and After cards show the past and immediate future.
At the right, four cards are laid out, going upward. At the bottom you have a card representing yourself, and the next card shows how others may affect the situation. Card #9 indicates what you may be hoping for, or possibly, what you hope will not happen. Finally at the top is the outcome, meaning the distant or ultimate future.

The Crown |
The Outcome ![]() Page of Pentacles
External Forces ![]() Ace of Swords
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The Recent Past ![]() King of Swords |
The Crossing Card
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The Future ![]() 4 of Pentacles |
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5 of Pentacles
Two injured people in a snow storm pass a well-lit church.
Upright Meaning:
Material trouble, poverty, destitution, abjection, love without money, debt, famine, hardship, concordance, affinities, distress, bankruptcy.
9 of Cups
A goodly personage has feasted to his heart's content, and abundant refreshment of wine is on the arched counter behind him, seeming to indicate that the future is also assured. The picture offers the material side only, but there are other aspects.
Upright Meaning:
Concord, contentment, physical ,; also, victory, success, advantage; satisfaction for the Querent or person for whom the consultation is made.
3 of Pentacles
A sculptor at his work in a monastery. Compare the design which illustrates the Eight of Pentacles. The apprentice or amateur therein has received his reward and is now at work in earnest.
Reversed Meaning:
Mediocrity, puerility, pettiness, weakness, pathetic-ness, lameness, a quack.
10 of Cups
Appearance of Cups in a rainbow; it is contemplated in wonder and ecstasy by a man and woman below, evidently husband and wife. His right arm is about her; his left is raised upward; she raises her right arm. The two children dancing near them have not observed the prodigy but are happy after their own manner. There is a home-scene beyond.
Upright Meaning:
Contentment, repose of the entire heart; the perfection of that state; also, perfection of human love and friendship; also, the town, village or country you live in.
King of Swords
He sits in judgement, holding the unsheathed sword. He recalls the conventional symbol of justice in the Major Arcana, and he may represent this virtue, but he is rather the power of life and death.
Upright Meaning:
Power, command, authority, militant intelligence, law, defensiveness, security, high office, duty, public service.
4 of Pentacles
A crowned figure, having a pentacle over his crown, clasps another with hands and arms; two pentacles are under his feet. He clings to what he has.
Upright Meaning:
Possessiveness, desperation, obsession, gift, legacy, inheritance, materialism.
Justice
A female judge holds the sword of Justice in her right hand and the scales of Justice in her left. This is symbolic of fairness and the knowledge of the law, as well as the power to execute judgement.
Reversed Meaning:
Legal complications, bigotry, bias, excessive severity, conspiracy, mind games, prejudice, intolerance, discrimination.
Ace of Swords
A hand reaches out from a cloud, grasping a sword, the point of which is encircled by a crown.
Upright Meaning:
Triumph, the excessive degree in everything, conquest, triumph of force. It is a card of great force, in love as well as in hatred. The crown may carry a much higher significance than comes usually within the sphere of fortune telling.
7 of Pentacles
A young man, leaning on his staff, looks intently at seven pentacles attached to a clump of greenery on his right; one would say that these were his treasures and that his heart was there.
Reversed Meaning:
Somebody trying to borrow money and the anxiety that this spawns; altercation, quarrels, haggle, bad deal, rip-off, pestering, entice, con, beguile, coax, bait and switch.
Page of Pentacles
A youthful figure, looking intently at the pentacle which hovers over his raised hands. He moves slowly, unaware of his surroundings.
Upright Meaning:
Application, study, scholarship, reflection, news, messages, rule, management, school, learning, craft apprenticeship, training, preparation, research.